Compare Plans

Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.

Questions about your benefits?

Advocates@CrumdalePartners.com

Register your myHealthEZ account

>>Click here


Summary of Medical Benefits

PPO 4

In-Network

Out-of-Network

Calendar Year Accumulation

Embedded Deductible

Employee only

Family

 

 

$2,000

$4,000

 

 

$4,000

$8,000

Embedded Out-of-Pocket Maximum

Employee only

Family

 

$6,000

$12,000

 

$12,000

$24,000

Recuro Telemedicine Services

No Charge

No Charge

Preventive Care

No Charge

50% Coinsurance

Office Visits

Primary Services

Specialist Services

Chiropractic Services

 

$20 Copay

$75 Copay

25%* After Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

Urgent Care Services

$50 Copay

50%* After Deductible

Complex Imaging: MRI/CT/PET Scans

$300 Copay After Deductible

50%* After Deductible

Hospital Services

Inpatient Hospital Facility

Outpatient Surgery

 

0%* After Deductible

$750 Copay after Deductible

 

50%* After Deductible

50%* After Deductible

Emergency Services

Emergency Room

Emergency Medical Transportation

 

$300 Copay after Deductible

0%* After Deductible

 

$300 Copay after Deductible

0%* After Deductible

Mental Health/Chemical Dependency

Inpatient

Outpatient

 

0%* After Deductible

$20 Copay

 

50%* After Deductible

50%* After Deductible

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

50% Coinsurance

$200 Copay

Mail Order 90 Day Supply

$20 Copay

$50 Copay

50% Coinsurance

Not Available

* Coinsurance

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

An Embedded Deductible means that each individual will only have to meet the individual Deductible before the Plan begins paying benefits for such individual that are subject to a Deductible.

An Embedded Out-of-Pocket Maximum means that each individual will only have to meet the individual out-of-pocket maximum before the Plan begins paying in full for such individual.

 

 

 

 

 

 

 

 

HDHP 3

In-Network

Out-of-Network

Calendar Year Accumulation

Embedded Deductible

Employee only

Family

 

 

$3,200

$6,000

 

 

$5,000

$10,000

Embedded Out-of-Pocket Maximum

Employee only

Family

 

$6,750

$13,500

 

$10,000

$20,000

Recuro Telemedicine Services

No Charge

No Charge

Preventive Care

100% Covered

50%* After Deductible

Office Visits

Primary Services

Specialist Services

Chiropractic Services

 

10%* After Deductible

10%* After Deductible

10%* After Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

Urgent Care Services

10%* After Deductible

50%* After Deductible

Complex Imaging: MRI/CT/PET Scans

10%* After Deductible

50%* After Deductible

Hospital Services

Inpatient Hospital Facility

Outpatient Surgery

 

10%* After Deductible

10%* After Deductible

 

50%* After Deductible

50%* After Deductible

Emergency Services

Emergency Room

Emergency Medical Transportation

 

10%* After Deductible

10%* After Deductible

 

10%* After Deductible

10%* After Deductible

Mental Health/Chemical Dependency

Inpatient

Outpatient

 

10%* After Deductible

10%* After Deductible

 

50%* After Deductible

50%* After Deductible

Prescription Drug Coverage

Expanded Preventive Generic

Expanded Preventive Preferred Brand

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

$10 Copay after Deductible

$25 Copay after Deductible

50%* After Deductible

$200 Copay after Deductible

Mail Order 90 Day Supply

$20 Copay

$50 Copay

$20 Copay after Deductible

$50 Copay after Deductible

50%* After Deductible

Not Available

* Coinsurance

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

An Embedded Deductible means that each individual will only have to meet the individual Deductible before the Plan begins paying benefits for such individual that are subject to a Deductible.

An Embedded Out-of-Pocket Maximum means that each individual will only have to meet the individual out-of-pocket maximum before the Plan begins paying in full for such individual.

 

 

 

 

 

 

 

 

HDHP 4

In-Network

Out-of-Network

Calendar Year Accumulation

Embedded Deductible

Employee only

Family

 

 

$5,000

$10,000

 

 

$10,000

$20,000

Embedded Out-of-Pocket Maximum

Employee only

Family

 

$6,750

$13,500

 

$15,000

$30,000

Recuro Telemedicine Services

No Charge

No Charge

Preventive Care

No Charge

50%* After Deductible

Office Visits

Primary Services

Specialist Services

Walk In Clinics

Chiropractic Services

 

20%* After Deductible

20%* After Deductible

20%* After Deductible

20%* After Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

50%* After Deductible

Urgent Care Services

20%* After Deductible

50%* After Deductible

Complex Imaging: MRI/CT/PET Scans

20%* After Deductible

50%* After Deductible

Hospital Services

Inpatient Hospital Facility

Outpatient Surgery

 

20%* After Deductible

20%* After Deductible

 

50%* After Deductible

50%* After Deductible

Emergency Services

Emergency Room

Emergency Medical Transportation

 

20%* After Deductible

20%* After Deductible

 

20%* After Deductible

20%* After Deductible

Mental Health/Chemical Dependency

Inpatient

Outpatient

 

20%* After Deductible

20%* After Deductible

 

50%* After Deductible

50%* After Deductible

Prescription Drug Coverage

Expanded Preventive Generic

Expanded Preventive Preferred Brand

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

20% Coinsurance

20% Coinsurance

20%* After Deductible

20%* After Deductible

50%* After Deductible

20%* After Deductible

Mail Order 90 Day Supply

20% Coinsurance

20% Coinsurance

20%* After Deductible

20%* After Deductible

50%*After Deductible

Not Available

* Coinsurance

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

An Embedded Deductible means that each individual will only have to meet the individual Deductible before the Plan begins paying benefits for such individual that are subject to a Deductible.

An Embedded Out-of-Pocket Maximum means that each individual will only have to meet the individual out-of-pocket maximum before the Plan begins paying in full for such individual.

 

 

 

 

 

 

 

 

HSA 1

In-Network

Out-of-Network

Calendar Year Accumulation

Embedded Deductible

Employee only

Family

 

 

$4,000

$8,000

 

 

$8,000

$16,000

Embedded Out-of-Pocket Maximum

Employee only

Family

 

$6,000

$12,000

 

$12,000

$24,000

Recuro Telemedicine Services

No Charge

No Charge

Preventive Care

No Charge

50% Coinsurance

Office Visits

Primary Services

Specialist Services

Chiropractic Services

 

0%* After Deductible

0%* After Deductible

0%* After Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

Urgent Care Services

0%* After Deductible

50%* After Deductible

Complex Imaging: MRI/CT/PET Scans

0%* After Deductible

50%* After Deductible

Emergency Services

Emergency Room

Emergency Medical Transportation

 

0%* After Deductible

0%* After Deductible

 

0%* After Deductible

0%* After Deductible

Hospital Services

Inpatient Hospital Facility

Outpatient Surgery

 

0%* After Deductible

0%* After Deductible

 

50%* After Deductible

50%* After Deductible

Mental Health/Chemical Dependency

Inpatient

Outpatient

 

0%* After Deductible

0%* After Deductible

 

50%* After Deductible

50%* After Deductible

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

30%* After Deductible

30%* After Deductible

30%* After Deductible

30%* After Deductible

Mail Order 90 Day Supply

30%* After Deductible

30%* After Deductible

30%* After Deductible

Not Available

* Coinsurance

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

An Embedded Deductible means that each individual will only have to meet the individual Deductible before the Plan begins paying benefits for such individual that are subject to a Deductible.

An Embedded Out-of-Pocket Maximum means that each individual will only have to meet the individual out-of-pocket maximum before the Plan begins paying in full for such individual.

 

 

 

 

 

 

 

 

If you prefer talking with a HealthEZ representative, call 855-255-7060